Monday, January 19, 2009

House Boats For Sale

WHY HOUSE BOATS?



Waking up in the morning to the gentle sounds of the water, sounds like a dream come true for any sailor. Are you looking at house boats for sale? Are you ready to live your dream? Here are some things you need to consider before you move on.


House Boats are vessels dedicated to living on. It is literally a Home on water. You can find them from small 1 & 2 bedroom layouts to massive custom built multi storey multi bedroom mansions. The general inclusions on a house boat are no different to what you will find in any normal house of unit. Lounge rooms have flat screen televisions, Full kitchens and balconies. The only difference between the two is that the water is your back yard.



Imagine waking up and dropping a fishing line and having fresh fish for lunch or jumping on your jet ski that you have mounted on the back deck. Walking upstairs and catching a few rays on the top deck or maybe even having a relaxing spa on the rooftop Jacuzzi.



BUYING A NEW HOUSE BOAT


When buying a new house boat you can buy a new one off the plan, order a custom built vessel. Having a vessel built make sure you do your research on the boat builder you are considering. Check out the boats for sale they have already built talk to the current owners.


BUYING A USED HOUSE BOAT


When buying a second hand house boat you have to look into the vessel much harder than when you are buying new. A recommended process to go through when you are looking at a vessel is having a Marine Survey completed buy a licensed Marine Surveyor. This report will have a detailed account of the vessels structural integrity, defects and you can have an option for the motors to be checked as well.


WHAT MARINE MOTORS TO USE


The engines most commonly used to power house boats are the outboard Variants. Two are normally required to propel the vessel as they take a lot of power to move. A popular outboard engines used is the Yamaha marine motors.



MARINE FINANCE


There are a few things you need to take into account when looking at Marine Finance. Below are some points to take into account.


Before you approach a bank or a lender for financing it is a good idea to do your own research and know exactly what amount of money you will require and set yourself a budget on your maximum weekly payments.


The competitive quotes offered by various lenders allow you to get the best deal in terms of the rate of interest as well as the terms and conditions of the boat loan. Do your market research before making up your mind.


What kind of interest are you being offered? Fixed rate interest will remain the same for the entire duration of the loan. While the adjustable rate of interest will be guided by market forces.


Talk to a reputable Finance Broker who can guide you through the sometimes confusing process of financing house Boats.